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Free Financial Calculators

Free online calculators for taxes, loans, retirement, and more. All calculations run locally in your browser — no sign up, no data stored. For reference only, not financial advice. Hope this is helpful to you 😊

Tools

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Freelancer Tax Calculator

Calculate your 1099 take-home pay as a US freelancer. Deduct business expenses, health insurance, and SEP IRA contributions. Supports all 50 states with 2025 IRS tax brackets for accurate self-employment tax planning.

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Retirement Savings Calculator

Project your retirement savings with 401k, IRA, and compound interest. Factor in employer matching, monthly contributions, and annual returns. Free retirement planner with interactive growth chart.

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Compound Interest Calculator

Calculate compound interest growth with flexible compounding periods. Adjust initial investment, monthly contributions, rate, and time horizon. Visualize how your wealth accumulates over time.

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Mortgage Calculator

Estimate monthly mortgage payments with full amortization schedule. Adjust down payment, interest rate, and loan term (15/20/30 years). Compare total interest costs and plan your home purchase.

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Currency Converter

Convert between 160+ global currencies with live mid-market exchange rates. Supports all major pairs plus exotic currencies. Free online converter with hourly rate updates.

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ROI Calculator

Evaluate investment performance with ROI percentage, net profit, payback period, and annualized returns. Analyze business projects, real estate deals, and marketing campaign profitability.

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Budget Planner

Create a balanced monthly budget with the proven 50/30/20 rule. Allocate after-tax income across needs, wants, and savings with customizable percentage sliders. Free budgeting tool.

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Loan Payoff Calculator

Calculate your debt payoff timeline with extra payments. Compare standard vs. accelerated repayment plans. See how much interest you can save and when you will be debt-free.